A mutual fund is a kind of investment that uses money from many investors to invest in stocks, bonds or other types of investment.
A fund manager (or "portfolio manager") decides how to invest the money, and for this he is paid a fee, which comes from the money in the fund.
SIP is a method of investing a fixed sum, regularly, in a mutual fundscheme. SIP allows one to buy units on a given date each month, so that one can implement a saving plan for themselves.
SIPs are only a mode of investment, not an investment option. ...
Systematic investment plans (SIPs) are considered the most convenient and efficient way to invest in the equity markets. But mutual fund investors who started SIPs in equity funds about 1-2 years ago have not earned very good returns during bear phase in equity market.